Software Developer - Payments Principal / Architect
Electrum Payments, South Africa

Electrum is an exciting B2B tech company. We partner with some of South Africa’s biggest household names, enabling them to open up their customers’ access to payments and digital goods and services. We love that the projects we work on touch the lives of millions of South Africans every day, making a real difference.

We hire the best of the best and we offer great opportunities for both personal growth and career progression.

• Work as a Principal Payments Specialist at Electrum
• Be heavily involved in the architecture, design and development of Electrum’s payments software solutions
• Mentor and provide technical leadership to the entire Engineering organisation
• Play a visionary role in designing blueprints for solutions in the payments landscape
• Work in a technically challenging environment where the solutions you build require 99.99% uptime

Requirements

Anyone can write code. However it takes a bit of experience to write code that balances elegance, maintainability, efficiency and quality.

At least 5 years experience in the bank payments industry

We know, it’s a pretty niche industry but it’s a difficult to design robust payments systems unless you’ve had some experience using them. Also, it’s hard to mentor junior team members when they have more payments experience than you.

Experience in ACH payments

You should have a deep understanding of clearing house payments schemes like EFT, DebiCheck, RTC, PayShap, etc. and how these are implemented at financial institutions.

We’ll be growing you into someone that has the following skills which is why it’s beneficial to already have them:

• SaaS experience
• ISO8583 or ISO20022 experience

Benefits

We have created an high-performance culture where you can expect:

• Career growth - Delivering world-class financial services software products in a fast-paced company is not easy, and it takes an insane amount of effort. But in return for your effort you'll get hands-on experience working on products that are used by millions of people, and a high quality work experience that will accelerate your career faster than anywhere else.
• Transparency - We openly discuss strategy, finances, salaries and other major decisions.
• Autonomy - We know you'll be able to make good decisions if you have good information, and we trust you.
• Shared Vision - You'll be able to shape a vision you can believe in - on how to build the future of financial services.
• Work-life balance - You know when your brain has switched off for the day and you need to go for a hike or coffee shop with a view, but you also know when your team needs help to bring that strategic deliverable home. At Electrum you will be expected to know when you deserve that time out, and when you need to knuckle down and get the work done.

These are few practical ways we practise the culture we are so proud of:

• Flexible work hours
• Onsite gym and shower facilities
• Daily cooked lunches and a stocked kitchen for the afternoon nibbles
• Team socialising like hikes, getaways, and dinners
• A generous leave policy, starting at 20 days per year
• A recreational area with foosball, table tennis and an Oculus
• Fatsaks scattered around the office for deep thinking or meditation

If this sounds like a role and place where you can spread your wings, please apply now.

We have created a safe, transparent environment where:

• We know mistakes happen, and that’s okay. We even have a three-step approach to dealing with them:

1. Tell everyone about it
2. Fix the mistake
3. Tell everyone about the solution

• You are responsible for your actions both the successes and the failures
• We talk openly about salaries and bonuses. At Electrum, we believe it’s evident why some people earn more and others a bit less. It’s like being on a sports team where salaries are widely known.

Job Rewards and Benefits